This is an advice I am giving the young people who are willing to go to college, grad school and higher but they lack the resources for doing so.
I simply suggest to tokenize their future expertise, that is, create tokens to presell their future consulting services. But this is indeed nothing new: Ask yourself why many smart companies pay the grad school tuition for their employees or why the US Army, for instance, offers scholarships to recruits, etc.. Personal ICO based on tokenization is just a digital abstraction of the same exact process managed on an individual level and as a self-organized professional advancement.
Here is the simple DIY recipe:
Manage your future as a "startup" with a "personal business plan" then launch your IPTO (Initial Personal Token Offering).
Contact me for further insights.